Daniel Financial Management

DANIEL FINANCIAL MANAGEMENT GROUP, LLC  

                  Independent Advice From Independent Advisors

• Helping our clients establish and achieve their financial goals is our No. 1 priority

• Our expertise and experience allow us to review your existing financial plan and offer informed alternate solutions

CERTIFIED FINANCIAL PLANNER™, Chartered Retirement Planning Counselor; Certified Senior Advisor®, Registered Investment Advisor, Chartered Property Casualty Underwriter®, Registered Health Underwriter™, Certified Public Accountant, MBA


Daniel Financial was named a top Bergen County Financial Guru by Bergen County Health and Life Magazine as well as named a Five Star Wealth Manager. We specialize in total financial planning including: tax planning, estate planning, wealth management, retirement strategies, insurance and risk management, qualified retirement plans, business strategies as well as company benefits and debt/mortgage planning.
 

  
Calculators

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Savings Accumulation

Estimate the future value of your current savings.

Mortgage Acceleration

This calculator can help you determine how soon you can pay off your mortgage.

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Newsletters

Preparing to Turn the Corner

What happens to a multiple-owner business when one of them chooses to retire or must leave suddenly for some other reason? Death, disability, divorce, & bankruptcy are just a few of the events that can affect one owner and threaten the future of the business. This article discusses the reasons why it may make sense for a small business to have a buy-sell agreement in place.

Using a Variable Annuity for Guaranteed Income

One recommendation from the White House Task Force on Middle Class Working Families was for retirees to consider purchasing annuities to help provide a stable income. Investors who want their retirement portfolios to go the distance might want to learn more about variable annuities.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

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